Warwick T-Bone Accident Attorneys
If another driver caused a T-bone accident, resulting in your injuries, the car accident lawyers of Law Offices of Ronald J. Resmini, Accident & Injury Lawyers, Ltd. might be able to help you seek compensation through an insurance claim or lawsuit. You deserve financial compensation for the expenses you incurred and any suffering you experienced due to the crash. You shouldn’t face the consequences of another person’s actions, especially when those actions were entirely negligent or careless.
A T-bone accident can cause significant property damage and injuries to the occupants of the impacted vehicle. This type of accident occurs when a driver crashes into the side of someone else’s car. It can lead to severe injuries and fatalities. At Law Offices of Ronald J. Resmini, Accident & Injury Lawyers, Ltd., we understand just how much this can affect a person’s life. You won’t be alone in your fight for justice. Call us at (401) 352-5271 for a free consultation, and let us help get you on the road to recovery.
What Causes a T-Bone Accident?
T-bone accidents, also called broadside or side-impact collisions, are often the result of driver error or inattention. Motorists who aren’t paying attention to the task at hand can’t react appropriately to what’s happening in the road ahead. By the time they realize the severity of their situation, it’s too late. They end up crashing into the side of another person’s car, causing injuries to the other driver and passengers.
The most common causes of T-bone car accidents are:
- Becoming distracted by a cell phone, radio, or passenger
- Feeling tired from lack of sleep or driving for an extended period
- Being impaired by drugs or alcohol
- Disobeying traffic signs and signals
- Failing to yield the right of way at an intersection
T-bone collisions occurring at excessive speeds are dangerous. Drivers are unable to control their vehicles when they’re driving too fast. If an unexpected hazard or car crosses their path, they don’t have enough time to brake or swerve out of the way. Accidents like this typically cause injuries requiring extensive medical treatment. When you’re forced to pay expensive costs, it can lead to economic strain and crushing medical debt. Law Offices of Ronald J. Resmini, Accident & Injury Lawyers, Ltd. can help you prove the other driver’s actions led to the crash and that they should be liable for your expenses.
Car Insurance Laws in Rhode Island
Rhode Island is one of many states that use fault laws to determine who’s liable for a car accident. The other driver can be held financially responsible for your injuries and resulting losses if their actions contributed to the accident. They should have an auto insurance policy with liability limits of at least $25,000 for bodily injury and $25,000 for property damage. These legally required minimum limits could compensate for the various losses you suffered as a result of the accident, such as:
- Car repair or replacement costs
- Medical bills
- Pain and suffering
- Loss of affection or companionship
- Emotional distress
- Lost wages
- Lost earning capacity
- Permanent disability
- Out of pocket expenses
Unfortunately, uninsured drivers are common. If you discover the at-fault driver doesn’t have liability coverage, you might be entitled to compensation from your auto insurance company.
Uninsured/underinsured motorist (UM) is an optional type of insurance available to all Rhode Island drivers. UM is available for instances when the at-fault driver doesn’t carry liability insurance or have high enough limits to compensate for an injured party’s total losses adequately. If you didn’t choose to reject UM coverage, you could file a claim for compensation up to your policy limit.
Filing a Lawsuit After a Car Accident
Seeking a settlement from an insurance claim isn’t your only option after getting hurt in a T-bone collision. You could file a lawsuit against the at-fault driver to recover compensation for your losses. There is a statute of limitations you’re required to comply with, which is a specific period for bringing legal action against another person. Rhode Island follows a three-year statute of limitations. That means you must file your lawsuit within three years from the date of the accident. If the deadline passes, you could lose your right to recover the maximum available compensation through the courts.
Pure comparative negligence is another statute that could impact the monetary value of your case. A jury could decide that your actions contributed to the accident, resulting in diminished compensation during a lawsuit. That means if you share any amount of blame for causing your own injuries, your losses could be reduced by your percentage of assigned fault. For example, if the T-bone crash resulted in $25,000 in losses, but a jury determines you were 20% liable, you could only seek up to $20,000 in compensation.
You should enlist the assistance of an experienced Warwick T-bone accident attorney from Law Offices of Ronald J. Resmini, Accident & Injury Lawyers, Ltd.. Lawsuits require following specific legal procedures and deadlines that can be confusing for anyone unfamiliar with this type of case. Without our help, you’re likely to receive much less compensation than you deserve or no money at all. That’s because the defense attorneys insurance companies hire are ruthless. They don’t want to accept liability for an accident and provide a monetary award to cover your losses. When you hire us, we will use aggressive tactics and our knowledge of state laws to protect your rights and pursue the compensation you deserve so you’re not forced to pay for any expenses yourself.
Speak To A Dedicated Warwick T-Bone Accident Attorney
At Law Offices of Ronald J. Resmini, Accident & Injury Lawyers, Ltd., we have a legal team that will fight for the justice you deserve against the at-fault driver. You’ve likely been struggling since the accident and worry about the financial responsibility that comes with treating your injuries. You could end up with significant debt if you don’t receive an adequate insurance settlement or favorable jury verdict. We want to ensure you don’t suffer any longer due to the careless actions of another person.
Law Offices of Ronald J. Resmini, Accident & Injury Lawyers, Ltd. is ready to be your advocate during this challenging time in your life. We will stand up against the other driver and work hard to hold them accountable for the harm they caused. Call us at (401) 352-5271 if you sustained injuries in a T-bone car accident and want to find out about your legal options.